Planters Bank

Savings and CDs

You work hard for your money, so why shouldn't your money work just as hard for you? With a Planters Bank savings account, you can be confident with the return on your investment...earning highly competitive interest rates. And you'll be secure in knowing your money is safe and FDIC insured for up to $250,000.

  This Account is for you if... Opening Balance Waive Monthly Fee Interest
Basic Savings You want to build savings incrementally with low opening balance and monthly fee $25 $500 Minimum Daily Balance or under age 19 [1] Single rate calculated on daily balances and credited quarterly
Money Market Account You want a higher rate of return while maintaining access to your money $100 $2,500 Minimum Daily Balance [2] Tiered rate calculated on daily balances and credited monthly
GoSavings You want to build savings automatically based on your Check Card usage $0 N/A [1] Single rate calculated on daily balances and credited quarterly
Certificates of Deposit You want to locak your money into a fixed rate for a fixed term. $2,500 Penalties for early withdrawal. Varies according to term. Receive interest payments via check or direct deposit into a Planters Bank account.
Individual Retirement Account You want interest-earning savings for retirement $2,500 Penalties, including tax penalties, may apply for early withdrawal Can be structured as a CD or Money Market
Health Savings Account You want to accumulate tax-free funds for medical expenses [3] $0 $3 per month Tiered rate calculated on daily balances and credited monthly
[1] Charges are assessed for more than one withdrawal per month. [2] Unlimited withdrawals/transfers allowed in person, by mail, by messages, or at any ATM. Limited number of pre-authorized or third-party transactions allowed. [3] Consult a qualified tax professional for details.


Basic Savings

If you are ready to save money by earning interest on easy-access funds, this account is perfect for you.

Young Savers

Perfect for savings customers under age 19 who want great interest rates with no monthly fees.

Money Market Account

This is a great interest-earning account if you desire a higher rate of return with unlimited access to your money.

Go Savings

Building savings separately, automatically and incrementally over time is the best way to save. With GoSavings, every time you use your Planters Visa® Check Card, we'll transfer $0.50 or $1 (your choice!) from your Planters Bank Checking Account to a separate savings account. With GoSavings, every purchase you make adds up to more savings for you!

* Planters Bank Visa® Check Card is subject to approval. Only point-of-sale transactions qualify. 

Certificates of Deposit

With a Planters Bank CD, you can receive guaranteed, higher-than-average interest rates to help your money grow! Individual Retirement Account Certificates of Deposit are also available.

Current CD Specials 

Tiered Money Market IRA

Start planning for your future and take advantage of great interest rates. Your contribution could even help lower your current tax bill.

Health Savings Accounts

HSAs allow individuals with High Deductible Health Plans (HDHP) to accumulate tax-free funds for qualified medical expenses. (Consult a tax adviser for details.) To learn more, download our informational HSA Brochure.