Checking Accounts

Personal Checking Accounts

Planters Bank Checking Accounts give you choices that best fit the way you want to bank and how you prefer to spend. Use the Comparison Chart below to find the account or accounts that appeal most to you, and then click or tap on the "view more" link for additional details. All of our Personal Accounts come with attractive Checking Account Extras that give you even more reasons to Expect Great Things from Planters Bank!

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Compare Checking Accounts

Feature	Planters Perks Checking View More	Interest Checking View More	PaySound Checking Plan View More	eChecking View More	Best Free Checking View More
Minimum Opening Balance	$100	$100	$100	$100	$100
Monthly Fee	$7 (with ways to reduce/eliminate)	$10 (with ways to avoid)	$15	$0	$0
Monthly Statements	eStatements (reduces fee by $2) or Paper Statements	eStatements or Paper Statements	eStatements ($0) or Paper Statements ($5)	eStatements only	eStatements or Paper Statements
Cost of Checks	$0 (Unlimited Check Writing)	$0 (Unlimited Check Writing)		5 Free Checks per Month ($0.50 per additional check)
Interest	No	Yes (5 tiers)	No	No	No
Overdraft Fees	Standard	Standard	No Overdraft Fees	Standard	First 2 NSF Fees Waived
Special Benefits	Discounts, Personal Identity and Payment Card Financial Protection³, Cell Phone Protection, Roadside Assistance, Travel Insurance, Health Discounts, 2,500 uChoose Points	Higher interest rates with higher balances, Free first year Safe Deposit Box², 2,500 uChoose Points	Access to Personal Line of Credit up to $1,000, Apply Online 24/7, 2,500 uChoose Points	$2/month reward for online banking, 2,500 uChoose Points	No minimum balance required, Free first year Safe Deposit Box², 2,500 uChoose Points
Additional Features	PlantersPerks Mobile App, ID Theft Aid¹	ID Theft Aid¹, Calculator	ID Theft Aid¹	ID Theft Aid¹	ID Theft Aid¹

¹ID Theft Aid package includes Payment Card Protection, Personal Identity Theft Protection, Identity Recovery and Restoration and Travel Accidental Death Insurance. Personal Identity Protection is subject to additional terms and conditions; up to $2,500 reimbursement for Planters Perks Checking and up to $1,000 for all other Checking Account holders.
²Small Safe Deposit Box or credit toward Large Box, subject to availability.
³Insurance products are NOT A DEPOSIT - NOT FDIC INSURED - NOT INSURED BY ANY FEDERAL GOVERNMENT OR AGENCY - NOT GUARANTEED BY PLANTERS BANK.

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