Online Banking
Planters Bank is ready to provide personal loan options that fit your specific borrowing needs. Whether it's for home improvements, a family vacation, braces, education, or more, our bankers are here to help you choose the best type of loan to achieve your goals. You can Expect Great Things when you contact any Planters Bank office.
Use the equity in your home to finance significant expenses such as home improvements, property purchases, medical expenses, a second car, RV, college education, or a dream vacation. The interest you pay may be tax deductible.1
If you prefer a Home Equity Line of Credit, please review this helpful booklet before completing your HELOC Application: What You Should Know About Home Equity Lines of Credit. Also, carefully review the following disclosure and print a copy for your records: HELOC Disclosure – Interest Only Special.
Home Equity Application
By clicking on the Home Equity Application button, you will open a Universal Real Estate Credit application. You may type your information in the interactive fields or print out the form and fill it in by hand. Submit your completed and signed application by U.S. mail or personally deliver it to your nearest Planters Bank office. Important Note: Please DO NOT send your Universal Real Estate Loan application via email or fax because your personal information WILL NOT be secure.
Existing Planters Bank Checking Account customers can apply online for a Personal Loan or Line of Credit amount of $1,500 to $15,000 and receive a response in seconds!3 Once approved, you may access your funds within three business days.
If you do not currently have a Planters Bank Checking Account, please visit any of our banking offices for assistance in setting up a Checking Account that fits your desired way of banking!
Loan Express Apply Online
Need cash for a single purpose with a specific payback period? A Planters Bank Installment Loan allows you to pay back your loan amount in manageable equal monthly payments. It is a handy personal finance tool that helps consumers have the financial resources for home improvements, recreational vehicles, second cars, education costs, or unexpected expenses. An Installment Loan can also be used to pay back high-interest debt such as credit cards, vehicle financing, quick-cash balances, etc.
Credit Application (PDF)
Submit your completed and signed application by U.S. mail or personally deliver it to your nearest Planters Bank office. Important Note: Please DO NOT send your Universal Credit application via email or fax because your personal information WILL NOT be secure.
Get this innovative Checking Plan that is both a Personal Line of Credit and Checking Account! Apply in seconds and be set up in minutes, all online!
More Info and/or Apply Now Check Out Loan Calculators
1 Consult a tax advisor regarding deductibility of interest payments and charges.2 Home Equity Loans and Home Equity Lines of Credit are subject to credit and collateral approval, and may be subject to closing costs (you may request estimated closing costs from bank representative). Property insurance is required; flood insurance is also required if the property is in a flood hazard area. The interest rate on a Home Equity Loan will remain constant over the term of the loan. The interest rate on a Home Equity Line of Credit may be subject to adjustment(s) depending on market conditions over the term of the loan. On a Home Equity Line of Credit, interest-only payments or failure to pay down principal during the loan term may result in a payoff of the entire unpaid principal balance at the loan’s maturity date (also called a “balloon payment”).3 Your Planters Bank Checking Account must be open for at least 180 days to be eligible.4 Subject to credit approval and having an existing checking account open 96+ days.
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