Seniors lose more than $3 billion annually to financial scams. Phone calls and text messages are the top method scammers use to perpetrate fraud and scams. In 2020, reports of text message scams increased sharply, and many of these texts were directly related to the COVID-19 pandemic. Learn how to recognize and avoid these scams, and the top scams that are affecting seniors by downloading the full article here. Recognizing and Avoiding Scams